Consolidating your credit

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If you have more than one credit card to pay off, then consolidating them into one can give you peace of mind as you make one monthly payment instead of multiple.

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consolidating your credit-61

consolidating your credit-61

The long answer is: It’s complicated, and important to do correctly.Furthermore, student loans are often the first major debt young adults take on.With inexperience and prevailing financial illiteracy, mistakes often occur and naïve mismanagement can leave young adults wondering how to recover.Credit card debt that you consolidate into a mortgage adds to the balance of the loan.During the underwriting process, a bank looks at the amount you will need to borrow vs. A home that has a market value of 0,000 will need a ,000 down payment to establish 20 percent equity.

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